| About Zinobile Insurance Consulting |

| Independent Insurance Consulting PREMIUM OVER-CHARGE IDENTIFICATION & RECOVERY COMPETITIVE BID PROCESS EXECUTION INSURANCE PROGRAM ANALYSIS Zinobile Insurance Consulting is a "fee-only" advisor. Services are provided for Property & Casualty Insurance-related needs on a negotiated fee basis only (no product sales). Insurance Consulting services center on the Insurance Program Audit, which positions us to run your Insurance Bidding Process, solve problems, and Recover Past Premium Over-charges. Insurance consulting has been provided to Clients ranging in size from small municipal entities and businesses to Fortune-500 firms. We serve our Clients' interests only: NO connection to and no money comes to us from any Property / Casualty insurance company, agent, or broker. Our three primary areas of service are The Insurance Audit, The Insurance Bid Process, and Premium Over-charge Recovery. Our mission is to provide excellent insurance consulting, enabling each Client to make informed decisions about insurance coverages, options, and cost. The Zinobile name has been a fixture in insurance consulting since the late P. Joseph Zinobile began his career in 1959. Joseph D. Zinobile, proprietor of Zinobile Insurance Consulting, joined his parents' business in 1979 and has wide experience and education in insurance and risk management. Currently holding the AIS, AMIM, APA, ARM, ARM-P, CLCS and CPCU designations, he also earned the CIC designation in 1980 and relinquished it in 2003. References are available. |