About Us
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About Our Business
| Independent Insurance Program Auditor Zinobile Risk & Insurance Management is an insurance consulting firm. Services are provided for Property & Casualty Insurance-related needs on a negotiated fee basis only (no product sales). Services are provided for Death, Life & Disability-related needs on a sales basis (compensated by commission on product sales). Fee-based consulting services center on the Insurance Program Audit, which positions us to run your Insurance Bidding Process, solve problems, and Recover Past Premium Over-charges. We have served Clients ranging in size from small municipal entities and businesses to Fortune-500 firms. We serve our Clients' interests only: NO connection to and no money comes to us from any Property / Casualty insurance company, agent, or broker. Our three primary areas of service are The Insurance Audit, The Insurance Bid Process, and Premium Over-charge Recovery. Our mission is to provide excellent services that enable each Client to make informed decisions about insurance coverages, options, and cost. The Zinobile name has been a fixture in the insurance business since the late P. Joseph Zinobile began his career in 1959. Joseph D. Zinobile, proprietor of Zinobile Risk & Insurance Management, joined his parents' insurance business in 1979 and has wide experience and education in insurance and risk management. Currently holding the AIS, AMIM, APA, ARM, ARM-P, CLCS and CPCU designations, he also earned the CIC designation in 1980 and relinquished it in 2003. References are available. |
