About Us
About Our Business
Zinobile Risk & Insurance Management is a risk-management services firm.  
Services are provided for Property & Casualty Insurance-related needs on a
negotiated fee basis only (no product sales).  Services are provided for Death,
Life & Disability-related needs on a sales basis (compensated by commission on
product sales).   Fee-based services include insurance audits, bidding contests,
and problem resolution.  Products sold include annuities, life insurance, and
disability insurance.

We have served Clients ranging in size from small municipal entities and
businesses to Fortune-500 firms.  We serve our Clients' interests only.  We have
no connection to and receive no money from any Property / Casualty insurance
company, agent, or broker.  Our three primary areas of service are The Insurance
Audit, The Insurance Bid Process, and Problems with Insurance or Safety.

Our mission is to provide excellent services customized to the needs of each
Client, resulting in each Client believing that hiring us was a wise and profitable
decision.

The Zinobile name has been a fixture in the insurance business since the late P.
Joseph Zinobile began his career in 1959.  Joseph D. Zinobile, proprietor of
Zinobile Risk & Insurance Management, joined his parents' insurance business in
1979 and has wide experience and education in insurance and risk management.  
Currently holding the AIS, ARM, ARM-P and CPCU designations, he also earned
the CIC designation in 1980 and relinquished it in 2003.

References are available.
Patriot Guard Riders
Municipal Insurance Article
OSHA
PCRB
RefDesk.com
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