Services
Services We Provide
THE INSURANCE AUDIT:  Mistakes in insurance programs are common.  We
often find that important coverages are missing, inadequate, or improperly
arranged.  Such mistakes can result in claims being denied or insurance premiums
being inflated.  Our exhaustive insurance audit can prevent financial waste or
catastrophe for your organization.  

THE INSURANCE BID PROCESS:  If you have ever conducted your own
insurance bid process, little needs to be said about the subject!  By allowing us to
handle this for you, we maximize the benefits of competition through thorough,
accurate information, controlling the information flow, and quickly getting uniform
information to and from all bidders.  Near the end of the project, we provide you
with written comparisons of the bids received and thorough explanations of the
important differences between them.  The end result is an insurance program
that you've chosen after having the facts in-hand,
and the lowest possible
premiums.

OTHER SERVICES:  Claims problems?  Large retroactive premium bill?  Questions
that you just can't get answered?  We can help.  If it has to do with insurance or
safety, we are your source.
Consulting
Analysis
Advice
PRODUCT TOOLS:  Annuities, Life Insurance (death protection), and Disability
Insurance are some of the tools we use to solve various needs such as:  tax
reduction, key-person risks, loan redemption, survivor needs, buy-sell agreement
funding,
retirement pensions, tax-deferred savings and others.  As an
independent agent working through several "wholesale general agents," we
have over 100 of the finest insurers in America to offer our Clients.  We'll search
the market and do our best for each Client.