Insurance Consulting Services
Services We Provide
THE INSURANCE PROGRAM AUDIT:  Mistakes in insurance programs are
common.  We often find that important coverages are missing, inadequate, or
improperly arranged.  Such mistakes can result in claims being denied or
insurance premiums being inflated.  Our Insurance Program Audit can prevent
financial waste or catastrophe for your organization.  
The audit will also position
us to perform other valuable insurance consulting services if you wish.


THE INSURANCE BID PROCESS:  If you have ever conducted your own
insurance bid process, little needs to be said about the subject!  By allowing us to
handle this for you, we maximize the benefits of competition through thorough,
accurate information, controlling the information flow, quickly getting uniform
information to and from all bidders, and translating the "insurance-ese."  Near the
end of the project, we provide you with written comparisons of the bids received
and thorough explanations of the important differences between them.  The end
result is an insurance program that you've chosen after having understandable
facts in-hand ...
and the lowest reasonably possible cost.

PREMIUM OVER-CHARGE RECOVERY:  During the Audit Process, we sometimes
identify instances where you were over-charged premiums in the recent past.  
This most frequently happens with Workers Compensation premiums, but can
occur in other insurance lines as well.  We will aggressively pursue refunds for
you if they are possible.

OTHER SERVICES:  Claims problems?  Large retroactive premium bill?  Questions
that you just can't get answered?  We can help.  If it has to do with insurance or
safety, we are your source.
Consulting
Analysis
Advice